Govt. Bonds 2020 (Taxable)
When Your Money Deserves the Strength of the Nation
In a world of uncertainty, some promises still stand firm.
The Floating Rate Savings Bonds, 2020 (Taxable) are backed by the sovereign guarantee of the Government of India, offering you not just returns—but peace of mind.
This is an investment for those who value security over speculation, stability over noise, and assurance over assumption.
Designed for Those Who Think Long Term
Available to:
- Resident Individuals — single or joint holding, including anyone-or-survivor
- Parents investing for minors
- Hindu Undivided Families (HUFs)
Whether you are planning for retirement, creating a dependable income stream, or preserving family wealth, these bonds are built to support your journey.
Simple. Transparent. Paperless.
- Invest via cash (up to ₹20,000), cheque, draft, or electronic transfer
- Bonds are issued exclusively in electronic form
- Safely held in a Bond Ledger Account (BLA) with authorised banks
No paperwork. No complexity. Just clarity.
Income That Moves With Time
- Half-yearly interest payouts on 1st January and 1st July
- Floating interest rate, reviewed every six months
- Linked to the National Savings Certificate (NSC) rate + 0.35%
- First interest rate: 7.15% p.a.
As rates change, your returns adjust—ensuring your money never stands still.
Built for Legacy, Not Liquidity
- Non-transferable, ensuring disciplined, long-term holding
- Nomination facility for smooth wealth transfer
- Seamless transition to nominee or legal heir in case of death
Because real wealth planning looks beyond today.
Why Investors Choose Govt. Bonds 2020
✔ Backed by the Government of India
✔ Predictable income without market anxiety
✔ Protection against interest rate fluctuations
✔ Ideal for retirement and capital preservation
A Quietly Powerful Investment
Govt. Bonds 2020 are not about chasing the highest return.
They are about sleeping well at night, knowing your capital is protected, your income is steady, and your future is respected.
