Effective Use of Services and Acceptance
By accessing and using www.balisefinancial.com or signing up for our services (“Your Mutual Fund Distributor” or “Services”), or by providing personal information for any purpose, you acknowledge and agree to our Privacy Policy and the following disclaimers.
Objective
Balise Financial Services aims to provide personalized investment solutions while ensuring compliance with SEBI and AMFI regulations. We are a registered distributor of mutual funds, supported by qualified professionals who assist clients in making informed investment decisions.
Data Sources and Accuracy
• Information on the website is sourced from third-party providers or purchased for representation.
• While we strive for accuracy, errors or omissions may occur. Users are encouraged to report discrepancies, but Balise Financial Services is not liable for any resulting loss or damages.
Ownership
Balise Financial Services Pvt. Ltd. is privately owned by Pramod Tiwari and his family, with Mr. Tiwari serving as Director and primary promoter.
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Visitor Information
When visiting our website, we may collect technical information, including:
• Pages visited and time spent
• IP address and device ID
• Browser type and system activity
• Cookies
This data helps us enhance user experience and improve services.
Registered User Information
Users who provide their email addresses:
• May be asked for additional details (e.g., name, mobile number) to access certain services
• Will receive communications relevant to their use of Services, with an option to opt-out
Investor Information
To invest through Balise Financial Services, users may provide:
• Basic registration details: Email, password
• Personal information: Name, address, age, income
• Financial details: Bank account, payment information
Data Usage
• Emails are used for service updates and notifications.
• Passwords are encrypted and securely stored; Balise Financial Services does not have access to them.
Security Practices
We implement industry best practices to protect user data. The main risk arises from unauthorized access to user devices. Users should:
• Keep passwords confidential
• Notify us immediately of any suspected breach
Legal Obligations
We comply with the Indian Information Technology Act, 2000, and related regulations to protect your data. Users can request a readable copy of their personal information at any time.
Changes to the Policy
Privacy Policy and disclaimers may be updated periodically. Continued use of our services constitutes acceptance of any changes.
Disclaimer of Warranties and Liability
• Services and content are provided on an “as-is” basis.
• Balise Financial Services disclaims all warranties, express or implied, including fitness for a particular purpose.
• Suggested model portfolios or fund recommendations are for educational purposes only and should not be considered investment advice. Users should consult certified experts before making investment decisions.
• Information from public sources is for informational purposes only; Balise Financial Services is not responsible for errors or omissions.
Investment Risk
Investments in mutual funds carry market risks. Past performance does not indicate future returns. Users should assess their risk tolerance and consult qualified financial advisors.
Liability Limitation
Balise Financial Services, its affiliates, employees, or licensors are not liable for indirect, incidental, special, or consequential damages, including lost profits or revenue, regardless of cause.
User-Submitted Content
We are not responsible for content submitted by users, the accuracy of user inputs, or third-party advertisements.
Third-Party Links
The website may contain links to external sites. Balise Financial Services does not endorse these sites or guarantee the accuracy of their content.
Communication Services
SMS, email, and app notifications may fail due to technical issues. We are not responsible for such failures.
Jurisdiction and Governing Law
All services and terms are governed by Indian laws, under the jurisdiction of the courts of Delhi.
Amendments
Balise Financial Services reserves the right to modify site content, terms, and conditions at any time. Continued use constitutes acceptance of the updated terms.